When touching anything hot; stove top, pan, iron, etc. IMMEDIATELY grasp your ear lobe with your fingers. The heat will transfer from your fingers to your ear lobe, and will NOT burn your ear lobe.
This has to be done quickly though; waiting too long before grasping your ear lobe will not save your burned fingers. This has saved many finger burns over the years. My Mother taught me this trick when I was a young bride. Try it, you will be pleasantly surprised.